Our Blog

Financial crime evolves as quickly as the technology that enables it. Traditional Know Your Customer (KYC) and Anti-Money Laundering (AML) programs were designed for a world of paper documents, in-person transactions, and predictable criminal behavior patterns. Today’s threats exploit digital vulnerabilities, artificial intelligence, and global connectivity in ways that challenge conventional comp…

The subscription economy continues expanding across industries. Subscription businesses grew over 435% in the past decade compared to traditional business models. This growth creates demand for sophisticated recurring billing capabilities that standard payment processing cannot address. Payment providers must evaluate subscription billing software to serve merchants operating subscription business…

Buy now, pay later services have fundamentally altered how consumers think about credit. “Pay in 4” providers like Klarna, Afterpay, and Sezzle have captured significant market share by offering interest-free installment plans at the point of sale. Global BNPL transaction volumes reached $120 billion in 2021, demonstrating rapid consumer adoption across multiple markets. These services differ mark…

Financial messaging standards form the backbone of global payments. For decades, banks and payment processors relied on legacy formats that constrain modern transaction processing. ISO 20022 represents a fundamental shift toward richer, more structured communication. This standard promises to streamline operations, enhance compliance, and enable innovation across the financial industry. The curren…

Business Email Compromise, or BEC, remains one of the most persistent threats to modern payments. In a typical attack, a fraudster gains control of a legitimate email account and uses it to alter payment instructions or trick staff into initiating unauthorized transactions. When payments occur quickly and with little oversight, as they do in today’s digital environment, the consequences can be sev…