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Legacy banks and fintech companies often seem to be at odds with each other as both parties vie for a similar foothold in the market. Over the last decade, we’ve seen the rise of countless new fintech players pop up to address perceived needs and trends in the payments industry. For example, companies like Venmo have crossed into a territory that was previously only reserved for traditional instit…

In an industry as fast-moving and dynamic as financial technology, the organizations which are most adaptable and responsive will be the one which find success. As discussed in the latest episode of Fintalk, those attributes go hand-in-hand with diverse perspectives among leadership and the team as a whole. Fi911 Co-Founder and COO Monica Eaton-Cardone spoke with Audrey Mothupi (CEO, SystemicLogic…

As the rollout of Strong Customer Authentication (SCA) standards continues in the European market, it’s important to acknowledge that there’s a trade-off involved. Although intended to protect consumers—as well as businesses—against fraud, SCA unavoidably introduces friction into the transaction process. As noted in a new report published by Fi911, cart abandonment due to new friction points intro…

Biometric technology once resided in the realm of science fiction. But, as our world became increasingly digital, card schemes looked to new solutions to help identify users and prevent fraud. This has led to increasing adoption of biometric biometric authentication solutions for payment cards. Still, not everyone is on board. Many merchants and cardholders are hesitant to embrace this new feature…

The payments and finance space is changing faster than most of us can manage to reckon with. In this kickoff episode of Fintalk, Fi911 CEO Gary Cardone and Emerging Payments Association Director General Tony Craddock tackled the defining question of our age: Where do we go now? As discussed in this episode, the movement of money isn’t just an abstract phenomenon. It’s a process that really matters…

Credit and debit cards are well-established in North America and Europe, but that’s not the case in every global market. Payment card adoption is still comparatively young in some parts of the world, but growing fast. The Asia-Pacific market, in particular, saw exponential growth in payment card use in the last few years. In China alone, growth was around 50% per year between 2013 and 2017. But, w…